/* Kelymag Business Services — site styles */
:root{
  --navy:#1B2A4A; --navy-deep:#121D36; --navy-2:#2C3E66;
  --gold:#C9A14A; --gold-dark:#B8912F; --gold-light:#E6D08A; --gold-tint:#FBF6E9;
  --ink:#16213A; --ink-2:#4B5570; --muted:#7A8399;
  --bg:#FFFFFF; --bg-2:#F4F6FA; --line:#E1E5EE;
  --max:1120px; --radius:12px;
  --font-display:'Montserrat',system-ui,sans-serif;
  --font-body:'Source Sans 3','Segoe UI',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);font-size:17px;line-height:1.6;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.2;color:var(--navy);text-wrap:balance}
h1{font-size:clamp(32px,4.6vw,52px);font-weight:700;letter-spacing:-.01em}
h2{font-size:clamp(26px,3.2vw,36px);font-weight:700}
h3{font-size:19px;font-weight:600}
p{max-width:66ch}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.eyebrow{display:inline-block;font-family:var(--font-display);font-size:12px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:12px}
.lead{font-size:19px;color:var(--ink-2)}
section{padding:80px 0}
section.alt{background:var(--bg-2)}
.center{text-align:center}
.center p{margin-inline:auto}
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.g3,.g4,.g2{grid-template-columns:1fr}}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-display);font-weight:600;font-size:15px;padding:14px 24px;border-radius:8px;border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s}
.btn-gold{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--navy-deep);box-shadow:0 8px 22px rgba(201,161,74,.28)}
.btn-gold:hover{transform:translateY(-1px);box-shadow:0 12px 28px rgba(201,161,74,.38)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-light:hover{background:#fff;color:var(--navy)}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:76px}
.nav .logo img{height:52px;width:auto}
.nav ul{display:flex;gap:28px;list-style:none;align-items:center}
.nav ul a{font-family:var(--font-display);font-size:14px;font-weight:600;color:var(--navy)}
.nav ul a:hover{color:var(--gold-dark)}
.nav .btn{padding:10px 18px;font-size:14px}
.nav-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy);cursor:pointer}
@media (max-width:860px){
  .nav ul{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line);padding:8px 0}
  .nav ul.open{display:flex}
  .nav ul li{width:100%}
  .nav ul a{display:block;padding:14px 22px}
  .nav-toggle{display:block}
}

/* hero */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;padding:88px 0 72px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:48px 48px;pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1{color:#fff}
.hero h1 span{color:var(--gold-light)}
.hero .eyebrow{color:var(--gold-light)}
.hero .lead{color:rgba(255,255,255,.8);margin:18px 0 28px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}
.hero .art{border-radius:16px;overflow:hidden;box-shadow:0 30px 60px rgba(0,0,0,.4);border:1px solid rgba(255,255,255,.12)}
.hero .note{margin-top:18px;font-size:14px;color:rgba(255,255,255,.6)}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}.hero{padding:56px 0}}

/* trust bar */
.trust{background:var(--gold);color:var(--navy-deep)}
.trust .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 40px;padding:14px 22px;font-family:var(--font-display);font-size:13px;font-weight:600;letter-spacing:.04em}
.trust span::before{content:"✓";margin-right:8px}

/* cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:12px}
.card .icon{width:52px;height:52px;border-radius:12px;background:var(--gold-tint);display:grid;place-items:center;color:var(--gold-dark)}
.card .icon svg{width:26px;height:26px}
.card ul{padding-left:18px;color:var(--ink-2);font-size:15.5px}
.card ul li{margin:4px 0}
.card.feature{border-top:4px solid var(--gold)}

/* steps */
.steps{counter-reset:step}
.step{position:relative;padding:26px 24px 24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--font-display);font-weight:700;font-size:13px;letter-spacing:.1em;color:var(--gold-dark);display:block;margin-bottom:10px}
.step h3{margin-bottom:6px}
.step p{font-size:15.5px;color:var(--ink-2)}

/* who we serve */
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.chip{padding:9px 16px;border-radius:999px;border:1px solid var(--line);background:#fff;font-family:var(--font-display);font-size:13.5px;font-weight:600;color:var(--navy)}

/* about */
.about .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:center}
.about .art{border-radius:16px;overflow:hidden;box-shadow:0 20px 44px rgba(27,42,74,.18)}
.about blockquote{border-left:4px solid var(--gold);padding:8px 18px;margin:20px 0;font-style:italic;color:var(--ink-2)}
@media (max-width:860px){.about .wrap{grid-template-columns:1fr}}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:0 20px;margin-bottom:10px}
summary{cursor:pointer;font-family:var(--font-display);font-weight:600;font-size:16px;padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;color:var(--navy)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--gold-dark);font-size:22px;font-weight:400}
details[open] summary::after{content:"–"}
details p{padding:0 0 18px;color:var(--ink-2);font-size:15.5px}

/* contact */
.contact .wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px}
@media (max-width:860px){.contact .wrap{grid-template-columns:1fr}}
.contact-list{list-style:none;margin-top:20px;display:grid;gap:14px}
.contact-list li{display:flex;gap:14px;align-items:flex-start}
.contact-list svg{width:22px;height:22px;fill:var(--gold-dark);flex-shrink:0;margin-top:3px}
.contact-list a{font-weight:600}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:grid;gap:14px}
label{font-family:var(--font-display);font-size:13px;font-weight:600;color:var(--navy);display:grid;gap:6px}
input,select,textarea{font:inherit;font-size:16px;padding:12px 14px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}
textarea{min-height:120px;resize:vertical}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:600px){.form-row{grid-template-columns:1fr}}
.form-note{font-size:13px;color:var(--muted)}

/* cta band */
.cta{background:var(--navy);color:#fff;padding:64px 0;text-align:center}
.cta h2{color:#fff}
.cta p{color:rgba(255,255,255,.78);margin:12px auto 26px}

/* footer */
footer{background:var(--navy-deep);color:rgba(255,255,255,.75);padding:48px 0 28px;font-size:14.5px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:13px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:12px}
footer ul{list-style:none;display:grid;gap:8px}
footer a{color:rgba(255,255,255,.8)}
footer a:hover{color:var(--gold-light)}
footer .logo img{height:64px;width:auto;margin-bottom:12px}
footer .bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:13px;color:rgba(255,255,255,.55)}
footer .es{color:var(--gold-light)}

/* legal pages */
.legal{padding:56px 0 80px}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(28px,4vw,40px);margin-bottom:6px}
.legal .updated{color:var(--muted);font-size:14px;margin-bottom:32px}
.legal h2{font-size:22px;margin:36px 0 10px}
.legal p,.legal li{color:var(--ink-2);font-size:16px}
.legal ul{padding-left:22px;margin:8px 0 12px}
.legal li{margin:4px 0}
.legal .box{background:var(--gold-tint);border:1px solid #EAD9A6;border-radius:10px;padding:16px 20px;margin:20px 0}
.legal .box p{color:var(--ink);margin:0}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}